About Affiliate Income on Surviving Bad Credit

I touched on this on the Disclosures and Disclaimers page, but it’s worth noting here.

If you look around the site, you’ll see links to products and services. More often than not, these are affiliate links. That means that if you sign up or make a purchase, I’ll probably receive a commission.

Why am I bringing this up?

Well, there are a few reasons. First, there are tons of sites out there that are built with the sole purpose of getting you to buy or sign up for something. Most of the time, the owners won’t tell you that the site contains affiliate links. Everything about these sites, from the content to the layout, is designed to drive you to click those links. All of this should make you wonder… if they have to try to fool you into buying something, are they really concerned about your best interests?

This site earns money. Not a ton, but it pays me for the time I spend researching, writing and maintaining the site. Internet entrepreneurs are professionals just like lawyers, accountants and editors, so it only makes sense that they should be paid for their time.

That said, I recommend products based on how valuable they will be to you, not how much they will make me. If I recommend a product I don’t believe in just to make a couple of extra bucks, I’m shortchanging myself. Why? Because you’ll figure out quickly enough that the product sucks, and then you’ll be mad at me. And you probably won’t come back to Surviving Bad Credit.

The other reason I’m being completely transparent about this is because this site is a perfect example of something I stress very strongly – entrepreneurship. Except for the first couple of days, I’ve never spent more than an hour a day working on this site, or any blog I own. And as far as cash outlay – running this site costs me about $8 a month.I haven’t even spent anything on the design – I just made a banner using GIMP, which is a free image manipulation program similar to Photoshop.

So even though I’m allotting as much income as possible to debt, I can still build entrepreneurial endeavors without feeling guilty. I spend more on coffee than on running this site. You don’t have to dump thousands of dollars on a business – start small, build slowly, and let your venture continue to grow and make money you can use toward paying down debt.